Customer Disclosure
Required disclosure · effective 27 August 2026
The statement below is required, and we would rather set it out plainly than compress it into a line of gray text at the bottom of a page.
StatusThis program is NOT insurance coverage.
Not a replacementIt is not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CRM 5.00.
Discount plan organizationNew Benefits, Ltd.
Attn: Compliance Department
PO Box 803475, Dallas, TX 75380-3475
Attn: Compliance Department
PO Box 803475, Dallas, TX 75380-3475
Not available inUtah, Iowa and Washington. This program is not available to residents of those states.
Lab benefit excludedMaryland, New Jersey, New York and Rhode Island.
TelemedicineOperates subject to state regulation and may not be available in certain states.
What that means in practice
A discount program reduces the price you are charged by a participating provider. It does not pay a claim, reimburse you, or indemnify you against a loss. There is no risk pool and no benefit paid out on your behalf.
Savings are shown as ranges throughout this site because the amount depends on the provider and the service. Actual costs and savings vary, and a discount applies only where the provider participates in the relevant network.
The complete list of disclosures
A complete list of disclosures is available on request from the discount plan organization at the address above.