Savings Analysis

Seventeen categories, and the honest figure against each one.

Discounts are ranges because providers differ — the same procedure is not the same price in two towns. Where a category has no percentage, it is because the benefit is access rather than a discount, and we would rather say so than invent a number.

Grouped below by the kind of need each one answers, rather than alphabetically. Every entry names the lowest plan that includes it.

The catalogue in full

Everyday care

4 categories

The recurring costs — the ones that arrive every month or every year rather than once in a crisis.

01

Retail & mail order pharmacy

10–85%

Prescription medications at retail counters and by post, delivered to the home. Includes price comparisons across pharmacies, free standard shipping on qualifying orders, and assistance programs for those eligible.

60,000 pharmaciesIn every plan
02

Vision care

10–60%

Eyewear, eye exams, contact lenses, laser vision correction and specialty lens options.

20,000 providersIn every plan
03

Hearing aids

Off MSRP

Discounts off manufacturer suggested retail prices, at retail locations or delivered home. Includes follow-up care, warranties, batteries or charging stations, and risk-free trial periods across multiple leading manufacturers.

Retail & home deliveryIn every plan
04

Dental

15–50%

Per visit — cleanings, X-rays, crowns, root canals, fillings, orthodontics and periodontics. Present the card at checkout and pay the discounted rate. The network is administered by an independent third party; actual costs vary by provider and service.

262,000 locationsComplete only

Diagnostics and imaging

2 categories

Where the list price and the negotiated price are furthest apart, and where the discounts are correspondingly largest.

05

Lab testing

10–80%

Allergies, cholesterol, vitamins, liver function, fertility and thyroid testing among others. Confidential results usually available within 24 hours.

1,500 laboratoriesEssential and up
06

MRI and CT scans

40–75%

At credentialed radiology centers, with referrals to certified radiologists matched to condition, location and preference.

Nationwide centersEssential and up

Seeing a practitioner

5 categories

Consultations and ongoing care, from a physician’s office to a therapist to an acupuncturist.

07

Physician & hospital discounts

10–40%

Medical services at participating physicians, facilities and hospitals. No age limits, no health restrictions and no usage caps; savings apply to the member and immediate family.

Hundreds of thousandsSensible and up
08

Chiropractic

30–50%

A free initial consultation, 50% off diagnostic services and X-rays performed on site, and 30% off treatments. There is no limit on the number of visits.

3,000 locationsSensible and up
09

Alternative medicine

10–30%

Acupuncture, massage therapy, nutritional counselling, biofeedback, hypnotherapy and reflexology, alongside yoga, tai chi and Pilates.

35 specialties · 35,000 practitionersEssential and up
10

Mental health

Included

Ongoing relationships with licensed therapists by phone or video — anxiety, depression, stress, PTSD, panic disorders, grief and family concerns.

Phone & videoEssential and up
11

Doctors Online

24/7

Round-the-clock access to doctors, pharmacists, psychologists, dentists and dieticians through secure online platforms. Medical advice, treatment options and confidential support for immediate family, with responses typically within a few hours.

Responses in hoursComplete only

Living with a condition

4 categories

The categories that matter most to the people who need them, and not at all to anyone else.

12

Diabetic supplies

10–50%

Testing supplies shipped to the home through a prepaid program, with a free fully audible blood glucose meter on the first order. Free shipping and tracking; no prescription required for over-the-counter testing supplies.

Home deliverySensible and up
13

Durable medical equipment

20–50%

Walking aids, wheelchairs, scooters, hospital beds, bathroom safety products and orthopaedic items, ordered online or by phone and shipped home.

Online & phoneEssential and up
14

Caregiver support

Included

Three services for anyone caring for a parent, a sibling, a new baby or a child with disabilities: a secure platform for medical records and care coordination, care companions for transport and household help, and legal document creation — wills, trusts, powers of attorney and healthcare directives.

Three servicesSensible and up
15

Health advocate solutions

Included

A personal advocate for navigating healthcare and insurance — medical bills and claims, benefit clarification, care coordination, second opinions and medical record transfers, with registered nurses available around the clock.

Nurses 24/7Complete only

Beyond the doctor’s office

2 categories

Household costs that sit next to health spending without being health spending.

16

Vitamins and supplements

Up to 75%

Vitamins, supplements, skincare and wellness items from established brands, with mobile ordering and free shipping on qualifying orders.

Mobile orderingEssential and up
17

Pet care

Discounts

Veterinary services, boarding, sitting, walking, prescriptions and preventative care, plus lost pet recovery, GPS-enabled tracking and discounts on pet products.

Vet & servicesComplete only
Reading the tiers: In every plan means all four include it. Essential and up and Sensible and up mean everything from that plan upward. Complete only means exactly that — four categories sit in the top plan alone, dental among them.
See which plan covers what you use

A few questions about what you actually spend on. Nothing to fill in.

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