A card that makes the care you already pay for cost less.
No claims, no deductibles, no approvals. Show the card at a participating provider and pay the discounted rate — on dental, vision, prescriptions, hearing, lab work and a dozen other things insurance leaves you to cover yourself.
Ranges vary by provider and service — that is why they are printed as ranges. Even at the bottom of the dental range, one cleaning and one set of X-rays tends to cover several months of membership; toward the top, it covers the year.
There are four plans across that range, and eleven more categories than the six above. Which plan is worth it depends entirely on what you actually spend on, so we would rather work that out with you than guess.
See what you’d save02 — What’s in it
The seventeen categories
Every plan draws on the same catalogue. Lower tiers include fewer of these — not lesser versions of them.
Your physical member card is posted within ten business days. There is a provider search to find who takes it near you.
03 — Alongside insurance
It sits beside your insurance. It doesn’t replace it.
Most people who benefit from this already have coverage. That isn’t a contradiction — it’s the point.
Insurance is built for the rare and expensive. It leaves you paying for the ordinary and frequent: the cleaning, the glasses, the prescription, the hearing aids, the blood work. That’s where most health spending actually goes, and it’s exactly what this covers.
No claims to file
Nothing to submit, nothing to wait for. You pay less at the counter.
No deductible first
It works on day one, not after you’ve spent thousands.
No network conflict
Use it where insurance doesn’t reach, or where a service isn’t covered at all.
04 — Limits & disclosures
The part most programs bury
Better here than three screens into signing up.
It is not insurance
This is a discount program, not coverage. It does not pay a claim, reimburse you, or indemnify you against a loss.
It works at participating providers
A discount applies only where the provider takes part in the relevant network. Away from those providers, you pay the usual price.
Savings are ranges, not promises
What you save depends on the provider and the service, which is why every figure on this site is shown as a range rather than one headline number.
The discount plan organization is New Benefits, Ltd. A complete list of disclosures is available on request, and the full detail is on our Customer Disclosure page.
See what you’d saveTell us what you actually spend on and we’ll work out which plan pays for itself — or tell you that none of them do.